An Analysis of Fund Management of HDFC Bank Limited, India

HDFC Bank is headquartered in Mumbai. As of September 30, 2014, the Bank’s distribution network was at 3,600 branches in 2,272 cities. All branches are linked on an online real-time basis. The Bank also has a network of 11,515 ATMs across India. HDFC Bank’s ATM network can be accessed by all domestic and international Visa / MasterCard, Visa Electron / Maestro, Plus / Cirrus and American Express Credit / Charge cardholders. The study examines the overall CAGR of working fund of HDFC bank was very high, it was 79 per cent during the study period and it indicated rapid growth of HDFC bank during the period of the study. At the same time the growth rate of total deposits of this bank increased the higher rate at 78.19 per cent than other components. The average annual growth rate of other liabilities increased at 67.49 per cent. The overall results of the study indicated that the growth of HDFC bank was rapid during the study period.

Authors Name: 
Dr. A. Joseph Xavier, Ms. M. Kala Devi